February 25, 2021
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Guild Mortgage Mortgage Critiques & Scores

Guild Mortgage Mortgage Critiques & Scores – Bankrate.com


By Bankrate Employees



Please observe: In response to the coronavirus pandemic, lenders are altering their necessities repeatedly. Though we try for accuracy on the time of publication, please make sure to test with the lender for up to date particulars on down funds, credit score scores, and so on.

At a look

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No emblem accessible

NMLS: 3274

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Professionals and cons

Professionals

  • Number of mortgage choices for main, secondary and funding properties
  • A number of first-time homebuyer, down fee help and reasonably priced lending choices
  • Seamless on-line software and documentation submission
  • E-closings accessible

Cons

  • Does not supply dwelling fairness loans or dwelling fairness traces of credit score (HELOCs)
  • Doesn’t supply second lien applications
  • Doesn’t present business loans

Guild Mortgage overview

Guild Mortgage is a web based and brick-and-mortar lender that was established in 1960. It now has 4,000 staff working from greater than 220 branches in 30 states and says it is one of many fastest-growing mortgage firms within the nation. 

Guild Mortgage gives a variety of residential mortgage merchandise. Its mortgage professionals are dedicated to delivering personalised service and shutting on time. By way of its MyMortgage digital mortgage, and its native in-house processing, underwriting and funding, Guild Mortgage brings the very best of expertise and other people experience to the mortgage expertise, based on the lender’s web site.

Mortgage sorts

  • Standard
  • FHA
  • VA
  • USDA
  • Jumbo
  • Renovation loans
  • Non-QM
  • Price-and-term refinancing
  • Money-out refinancing
  • Reverse mortgages

Lender charges

Guild Mortgage lender charges range by mortgage sort. The lender usually doesn’t cost origination charges.

Minimal borrower necessities

Guild Mortgage adheres to the conforming mortgage necessities for mortgages permitted by government-sponsored enterprises (GSEs) Fannie Mae and Freddie Mac, in addition to these backed by the Federal Housing Administration (FHA) and the Division of Veterans Affairs (VA).

For standard loans, key necessities embrace good credit score (usually a FICO rating of 620 or larger). Relying on the mortgage, a minimal down fee of three % is required.

Authorities necessities for FHA and VA loans are detailed right here:

Different mortgage lender evaluations:

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Guild Mortgage shopper evaluations

5.0

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9 evaluations

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Customer support ranking

100% of evaluations would advocate this lender

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2 of 2 evaluations

The buyer evaluations posted on Bankrate.com (“Bankrate”) are particular person, subjective opinions of reviewers, and never of Bankrate. Bankrate doesn’t endorse any of the opinions expressed by reviewers or any responses to evaluations.

To assist serve you with related data the patron evaluations proven under are restricted to solely those who this advertiser has obtained throughout the previous 12 months.



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Pleasant, Educated and Responsive!

Nameless | St. Louis, MO | 11/19/2020

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Straightforward to work with.

Finest Expertise | Pacific Northwest | 2/7/2021

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